Terms of Service
These terms govern your use of Americas Mortgages services and website. Please read them carefully.
Last updated: August 2, 20254
1. Acceptance of Terms
By accessing or using the Americas Mortgages website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
2. Use License
Permission is granted to temporarily download one copy of the materials on Americas Mortgages' website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
- Modify or copy the materials
- Use the materials for any commercial purpose or for any public display
- Attempt to reverse engineer any software contained on the website
- Remove any copyright or other proprietary notations from the materials
3. Loan Application Process
When you submit a loan application through our website or services:
- You authorize us to obtain credit reports and verify information
- You certify that all information provided is true and accurate
- You understand that loan approval is subject to underwriting guidelines
- You agree to provide additional documentation as requested
- You acknowledge that rates and terms are subject to change
4. Disclaimer
The materials on Americas Mortgages' website are provided on an 'as is' basis. Americas Mortgages makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
Important Notice
Americas Mortgages does not warrant that any of the materials on its website are accurate, complete, or current. Americas Mortgages may make changes to the materials contained on its website at any time without notice.
5. Limitations
In no event shall Americas Mortgages or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Americas Mortgages' website, even if Americas Mortgages or an authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
6. Privacy and Data Protection
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms of Service by reference. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.
7. Prohibited Uses
You may not use our services:
- For any unlawful purpose or to solicit others to perform unlawful acts
- To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
- To infringe upon or violate our intellectual property rights or the intellectual property rights of others
- To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
- To submit false or misleading information
- To upload or transmit viruses or any other type of malicious code
8. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of New York and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location. Any disputes arising under these terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
9. Changes to Terms
Americas Mortgages reserves the right to revise these terms of service at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service. We will post any changes to these terms on this page and update the "Last updated" date.
10. Contact Information
If you have any questions about these Terms of Service, please contact us:
Americas Mortgages
9000 Sheridan Street, Suite 8, Pembroke Pines, FL 33024