DSCR Investment Loans

DSCR Loans

Debt Service Coverage Ratio loans based on property cash flow, not personal income. Perfect for real estate investors looking to expand their portfolio without income documentation hassles.

Get DSCR Quote
$500M+
DSCR Loans Funded
0.75
Min DSCR Ratio
80%
Max LTV
DSCR investment property financing

DSCR Loan Benefits

Why DSCR loans are perfect for real estate investors

No Income Documentation

Qualify based on property cash flow, not personal income

Simplified approval

Portfolio Growth

Expand your investment portfolio faster

Scale efficiently

Competitive Rates

Market-leading rates for investment properties

Maximize returns

Fast Approval

Quick underwriting and closing process

30-day close

DSCR Loan Programs

Flexible DSCR financing for every investment strategy

Standard DSCR

Traditional DSCR loans for stabilized rental properties

Rate: Starting at 7.5%
Term: 30 years
LTV: Up to 80%
  • 1.0+ DSCR required
  • 30-year amortization
  • Fixed or ARM options
  • No income docs
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Low DSCR

DSCR loans for properties with lower cash flow ratios

Rate: Starting at 8.25%
Term: 30 years
LTV: Up to 75%
  • 0.75+ DSCR accepted
  • Value-add properties
  • Renovation projects
  • Flexible terms
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Portfolio DSCR

DSCR financing for multiple investment properties

Rate: Starting at 7.25%
Term: 30 years
LTV: Up to 80%
  • Cross-collateralization
  • Volume discounts
  • Streamlined process
  • Portfolio rates
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Ready to Grow Your Investment Portfolio?

Get DSCR financing based on property performance, not personal income documentation.